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Keta keti Jiban Bima - Education Protection Plan- Child Insurance

Keta keti Jiban Bima or child education protection plan is the foundation on which you can build your child's future and career. Your child depends on You and the income you provide for education and other necessities of life. You want your child to have higher education to give him a good start in this increasingly competitive world. The cost of higher Education has been climbing for many years. How can you make sure the needed amount is available at the time your child is ready to go to college? you may find it difficult to come up with the funds unless you plan for it and save regularly.
Keta keti Jiban Bima - Education Protection Plan- Child Insurance



But, you can still not be sure that you will live long enough to complete the saving plan. have you ever asked yourself this question:

Will my ambitions for my child's future be achieved if I am not there?
In the absence of your financial support, your family may have to reduce their comfortable standard of living drastically and your child may not get the Education you planned for him. You must eliminate total the possibility of this happening to your child. Your child is dear to you and you cannot take any chances with his future.

Our Keta keti Jiban Bima or Education Protection Plan does just that it takes the worry and uncertainty out of your mind.

This is how Child Education Protection Insurance Plan Works

You select the period of the plan to suit the age of the child at which you want the policy proceeds to be paid. There is a wide choice. You can select any period from 10 years to 25 years.

Maturity of Child Education Protection Insurance Plan

On survival of child at Maturity:

Face Amount of the policy PLUS Bonuses are Paid. The money can be used to pay for his higher Education expenses. Or, if he has already completed Education, he will find the money very helpful in starting his career. It can also be used to pay for his higher education expenses. Or, if he has already completed Education, he will find the money very helpful in starting his career. It can also be used for expenses such as Marriage.

In case of your death:

  1. All future premiums under the policy will be waived and the policy continues in full force. Plus
  2. Income for education equal to 1% of the Face Amount is paid Every Month to the child till the maturity of the policy. At Maturity, he receives the benefits stated above.

 On Death of the Child Before Maturity:

Full Face Amount Plus Accrued Bonuses are payable, Subject to Juvenile Endorsement.

Payment On Your Disability:

For a small additional premium, you can add a very valuable benefit - Disability Protection Rider. In the event of your total and permanent DISABILITY DUE TO SICKNESS OR ACCIDENT, all future premiums will be WAIVED. Income equal to 1% of the Face Amount is Paid EVERY MONTH to the Child till the Maturity of the Policy.

Bonuses:

The Policy will participate in profits declared in the form of Reversionary Bonuses.

OTHER ATTRACTIVE FEATURES:

  • Cash values and Paid Up values are guaranteed.
  • Your Premium will never increase.

How to Do Insurance?

To know more about this policy or to know about the premium rate feel free to message or call me at +9779851186065 (NTC)  or =9779810360134 (Ncell) or message me in my Facebook Profile or message in my Facebook page I am certified and trusted Metlife's Insurance agent and I am always available for your service.

Disclaimer:

The information stated herein is only a description of the benefits offered by the plan. Your Metlife Insurance Agent will provide you with details of the policy.

Education Protection Plan Rates per 1000 of Face Amount

 AGE

10 Yr11 Yr 12 Yr13 Yr 14 Yr 15 Yr 16 Yr 17 Yr
 21113.84103.5194.9687.8281.7376.49 72.2068.47
 22113.90103.57 95.02 87.88 81.79 76.5572.2768.55 
 23113.95103.63 95.09 87.95 81.8776.64  72.37 68.66
 24 114.01 103.69 95.15 88.02 81.94 76.72 72.46 68.77
 25 114.08103.77 95.24 88.12 82.04 76.82 72.59 68.91 
 26 114.15103.85  95.33 88.22 82.16 76.95 72.73 69.07
 27 114.22 103.9495.44 88.34 82.30  77.10 72.90 69.26
 28 114.33 104.06 95.57 88.49 82.45 77.27 73.0969.47 
 29 114.44 104.20 95.73 88.66 82.65 77.4873.33 69.74 
 30 114.57104.35 95.90 88.86 82.86 77.72 73.59 70.03 
 31 114.73 104.53 96.11 89.09 83.12 78.00 73.91 70.38
 32 114.93 104.76 96.36 89.3683.41  78.3174.26 70.76 
 33 115.15 105.01 96.6489.67 83.76 78.68 74.67 71.22 
 34 115.43 105.32 96.98 90.0484.15 79.11  75.1571.74 
 35 115.76105.69 97.39 90.49 84.63 79.63 75.71 72.34 
 36 116.14 106.1197.85 90.99 85.17 80.20 76.34 73.03 
 37 116.57 106.58 98.3791.55 85.87  80.8577.06 73.81 
 38 117.05107.12 98.96 92.20  86.4881.61 77.88 74.70 
 39 117.61 107.7499.63 92.92 87.26 82.44 78.79 75.69 
 40 118.23108.42 100.38 93.73 88.13 83.38 79.81 76.79 
 41 118.93109.18 101.21 94.63 89.09 84.40 80.93 78.01 
 42119.69 110.02 102.12 95.62 90.17 85.56 82.20 79.39 
 43120.53 110.95103.13 96.71 91.34 86.82 83.58 80.90 
 44 121.45111.98 104.27 97.95 92.69 88.27 85.16 82.61 
 45 122.51113.14 105.53 99.33 94.17 89.87 86.91 84.53 
 46 123.67114.42 106.94 100.86 95.83 91.65 88.88 86.69 
 47 124.96115.85 108.50 102.57 97.68 93.65 91.10 89.13 
 48 126.39117.44 110.25 104.48 99.76 95.90 93.61 91.91 
 49 128.00119.23 112.23 106.64 102.11 98.45 96.47  
 50 129.78121.21 114.41 109.02 104.71 101.27   
 51 131.76123.40 116.83 111.68 107.60    
 52 133.95 125.83119.50 114.62     
 53 136.40128.54 122.48      
 54 139.17131.64       
 55 142.27       
 

 Age  18 Yr 19 Yr 20 Yr 21 Yr 22Yr 23 Yr24 Yr 25Yr 
 21 65.1962.40 59.89 57.75 55.82 54.01 52.41 51.01 
 22 65.2962.5260.0257.89 55.97 54.17 52.58 51.20 
 23 65.4162.6460.14 58.03 56.13 54.35 52.78 51.42 
 24 65.5362.7860.30 58.21 56.34 54.58 53.03 51.69 
 25 65.6862.95 60.48 58.42 56.57 54.83 53.31 51.99 
 26 65.8663.14 60.7058.66 56.83 55.12 53.62 52.32 
 27 66.0863.38 60.96 58.94 57.14 55.45 53.98 52.71 
 28 66.3163.63 61.23 59.25 57.48 55.84 54.40 53.17
 29 66.59 63.94 61.56 59.62 57.89 56.28 54.8853.69
 30 66.9164.29 61.93 60.03 58.34 56.77 55.41 54.26 
 31 67.2964.70 62.38 60.53 58.88 57.35 56.04 54.93 
 32 67.7265.1662.88 61.08 59.49 58.01 56.75 55.70 
 33 68.2165.70 63.45 61.71 60.17 58.75 57.55 56.55 
 34 68.7866.31 64.12 62.43 60.96 59.60 58.46 57.53 
 35 69.4367.00 64.85 63.24 61.85 60.57 59.51 58.66 
 36 70.1867.8165.72 64.19 62.87 61.67 60.69 59.92 
 37 71.0168.7166.88 65.24 64.01 62.90 62.02 61.34 
 38 71.9869.75 67.79 66.44 65.31 64.30 63.52 62.94 
 39 73.0470.89 69.01 67.78 66.76 65.87 65.20 64.75 
 40 74.2372.16 70.37 69.27 68.39 67.63 67.10 66.80 
 41 75.5473.58 71.88 70.94 70.21 69.62 69.25  
 42 77.0375.18 73.61 72.83 72.28 71.86   
 43 78.6776.96 75.52 74.94 74.60    
 44 80.5378.95 77.66 77.31     
 45 82.6181.2080.09      
 46 84.9683.64      
 47 87.64       
Note: The rate for substandard life and substandard occupation will be as per the decision of the company.

How to Calculate Insurance Premium? ; Insurance premium Calculator

To know more about this policy or to calculate Insurance premium rate rate feel free to message or call me at +9779840525565 (NTC)  or =9779810360134 (Ncell) or message me in my Facebook Profile or message in my Facebook page I am certified and trusted Metlife's Insurance agent and I am always available for your service and I also work as Insurance premium calculator.

You can also check famous insurance policies from metlife like Life shield Health Insurance in Nepal

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