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Personal Accident Insurance coverage Rider

Personal Accident Insurance coverage Rider is provided by Metlife insurance Nepal. You can see the pricing below and fill the life insurance online form and submit or you can call 9840525565 for doing Personal Accident Insurance coverage Rider in Nepal. Following are some salient features of it:
  • Premium Rate - RS. 3 per 1000.00 (Flat)
  • Limits - 3 times of face amount of regular life plan but not to exceed 15,00,000/-
  • Age at Entry - 16 to 65
  • House Wife - Maximum Face Amount RS 5,00,000 or 50% of Husband's Face Amount (which ever is less)
Personal Accident Insurance coverage Rider


Benefits of Personal Accident Insurance coverage Rider

The Company agrees to pay the following benefits for losses occurring on or after this supplementary Contract Personal Accident Insurance coverage Rider is in effect subject to the Terms, Conditions and Exceptions contained in this supplementary Contract Personal Accident Insurance coverage Rider.

Section 1: Loss of Life(Accidental Death)

When Injury results in loss of life of an Insured within three hundred sixty five (365) days from the date of the accident, the Company will pay the Principal Sum less any other amount paid or payable under section 2 and Section 3.


Section 2: dismemberment, loss of Sight, Hearing, Speech Indemnity

When Injury results in any of the following losses within three hundred sixty five (365) days from the date of the accident, the company will make Lump Sum Payment for the loss of :
  • Both Hands or Both Feet or sight of Both Eyes----------------------------------The Principal Sum
  • One Hand and One Foot-------------------------------------------------------------The Principal Sum
  • Either Hand or Foot and Sight of One Eye----------------------------------------The Principal Sum
  • Hearing of both Ears------------------------------------------------------------------The Principal Sum
  • Speech-----------------------------------------------------------------------------------The Principal Sum
  • Either hand or Foot----------------------------------------------------------One Half the Principle sum
  • Sight of one eye--------------------------------------------------------------One half the Principal Sum
  • Thumb and Index finger-------------------------------------------------One quarter the Principal sum
In case of occurrence of more than one of the losses specified under this section, the total indemnity payable hereunder is established by adding the indemnity corresponding to each single loss up to a maximum limit 100% of the Principal Sum.


Section 3: permanent Total Disability Indemnity

When, as the result of Injury and commencing within three hundred sixty five(365) days from the date of the accident, the Insured is Totally and Permanently Disabled, and such disability has continued for a period of three hundred sixty five (365) days and is total, Continuous and permanent at the end of this period, the company will pay the Principal Sum less any other amount paid or payable Under section 2.

Don't forget to read other famous and best selling insurance policies from metlife

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